/* Fintech redesign - load AFTER style.css / responsive.css */
:root{--navy:#1E2A22;--navy-2:#2E4030;--ink:#0F172A;--muted:#5B6B83;--line:#E2E8F0;--bg:#F5F7FB;--white:#fff;--amber:#F08A2E;--amber-d:#D4731A;--teal:#6E9A1E;--lime:#A8CC3C;--r:14px}
body{font-family:'Plus Jakarta Sans','Poppins',sans-serif;color:var(--ink);background:#fff;line-height:1.65}
.ft-wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.ft-sec{padding:72px 0}.ft-sec.alt{background:var(--bg)}
.ft-h2{font-size:clamp(26px,3.4vw,38px);font-weight:800;color:var(--navy);margin:0 0 12px;line-height:1.2}
.ft-lead{color:var(--muted);max-width:640px;margin:0 0 40px;font-size:17px}
.ft-btn{display:inline-block;padding:13px 26px;border-radius:10px;font-weight:700;text-decoration:none;transition:background .2s,transform .2s}
.ft-btn:focus-visible,.ft-nav a:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.ft-btn.pri{background:var(--amber);color:var(--navy)}.ft-btn.pri:hover{background:var(--amber-d);color:var(--navy)}
.ft-btn.ghost{border:2px solid rgba(255,255,255,.4);color:#fff}.ft-btn.ghost:hover{background:rgba(255,255,255,.1);color:#fff}
/* top bar + nav */
.ft-top{background:var(--navy);color:#D5DDD3;font-size:13px;padding:8px 0}
.ft-top .ft-wrap{display:flex;gap:24px;flex-wrap:wrap}.ft-top a{color:#D5DDD3}
.ft-head{position:sticky;top:0;z-index:999;background:#fff;border-bottom:1px solid var(--line)}
.ft-head .ft-wrap{display:flex;align-items:center;justify-content:space-between;min-height:70px}
.ft-nav{display:flex;gap:6px;align-items:center;list-style:none;margin:0;padding:0}
.ft-nav a{display:block;padding:9px 14px;color:var(--navy);font-weight:600;text-decoration:none;border-radius:8px}
.ft-nav a:hover{background:var(--bg)}
.ft-nav .app{background:var(--navy);color:#fff}.ft-nav .app:hover{background:var(--navy-2)}
.ft-burger{display:none;background:none;border:0;font-size:24px;color:var(--navy)}
@media(max-width:860px){.ft-burger{display:block}.ft-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px;border-bottom:1px solid var(--line)}.ft-nav.open{display:flex}}
/* hero */
.ft-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:84px 0}
.ft-hero .ft-wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.ft-hero h1{font-size:clamp(32px,4.6vw,54px);font-weight:800;line-height:1.12;margin:0 0 18px;color:#fff}
.ft-hero p{color:#D5DDD3;font-size:18px;max-width:560px}
.ft-cta{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}
.ft-trust{display:flex;gap:22px;flex-wrap:wrap;list-style:none;padding:0;margin:0;color:#D5DDD3;font-size:14px}
.ft-trust li:before{content:"\2713";color:var(--amber);font-weight:800;margin-right:7px}
.ft-panel{background:#fff;color:var(--ink);border-radius:20px;padding:26px;box-shadow:0 24px 60px rgba(0,0,0,.28)}
.ft-panel h2{font-size:18px;color:var(--navy);margin:0 0 16px;font-weight:800}
.ft-quick{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.ft-quick a{text-align:center;padding:14px 6px;border:1px solid var(--line);border-radius:12px;color:var(--navy);font-size:13px;font-weight:600;text-decoration:none}
.ft-quick a:hover{border-color:var(--amber);background:#FFF4E8}
.ft-quick img{width:44px;height:44px;object-fit:contain;display:block;margin:0 auto 6px}
@media(max-width:860px){.ft-hero .ft-wrap{grid-template-columns:1fr}.ft-hero{padding:56px 0}}
/* services */
.ft-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.ft-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.ft-card img{width:56px;height:56px;object-fit:contain;margin-bottom:14px}
.ft-card h3{font-size:18px;margin:0 0 6px;color:var(--navy);font-weight:700}
.ft-card p{margin:0;color:var(--muted);font-size:14.5px}
@media(max-width:992px){.ft-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.ft-grid{grid-template-columns:1fr}}
/* feature rows */
.ft-row{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;margin-bottom:64px}
.ft-row:last-child{margin-bottom:0}.ft-row.rev .ft-txt{order:2}
.ft-row img{width:100%;height:auto;border-radius:var(--r)}
.ft-row h3{font-size:28px;color:var(--navy);font-weight:800;margin:0 0 12px}
.ft-row p{color:var(--muted);font-size:16.5px}
.ft-row a.more{color:var(--teal);font-weight:700}
@media(max-width:860px){.ft-row{grid-template-columns:1fr;gap:24px}.ft-row.rev .ft-txt{order:0}}
/* steps */
.ft-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s;list-style:none;padding:0;margin:0}
.ft-steps li{counter-increment:s;background:#fff;border-left:4px solid var(--amber);border-radius:var(--r);padding:22px}
.ft-steps li:before{content:counter(s);display:block;font-size:30px;font-weight:800;color:var(--amber-d)}
.ft-steps h3{font-size:18px;margin:4px 0;color:var(--navy);font-weight:700}.ft-steps p{margin:0;color:var(--muted)}
@media(max-width:760px){.ft-steps{grid-template-columns:1fr}}
/* faq */
.ft-faq details{border-bottom:1px solid var(--line);padding:18px 0}
.ft-faq summary{font-weight:700;color:var(--navy);cursor:pointer;font-size:17px}
.ft-faq p{margin:10px 0 0;color:var(--muted)}
/* cta */
.ft-final{background:var(--navy);color:#fff;text-align:center;padding:64px 0}
.ft-final h2{color:#fff;font-size:clamp(26px,3.4vw,36px);font-weight:800;margin:0 0 10px}.ft-final p{color:#D5DDD3;margin:0 0 24px}
/* footer */
.ft-foot{background:#121A15;color:#B5C0B3;padding:56px 0 0;font-size:14.5px}
.ft-foot .cols{display:grid;grid-template-columns:1.4fr .7fr 1fr 1.2fr;gap:36px}
.ft-foot h4{color:#fff;font-size:15px;margin:0 0 14px;font-weight:700}
.ft-foot ul{list-style:none;padding:0;margin:0}.ft-foot li{margin-bottom:9px}
.ft-foot a{color:#B5C0B3;text-decoration:none}.ft-foot a:hover{color:var(--amber)}
.ft-foot iframe{width:100%;height:170px;border:0;border-radius:10px}
.ft-bar{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding:18px 0;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:13px}
.ft-bar ul{display:flex;gap:18px;flex-wrap:wrap}
@media(max-width:860px){.ft-foot .cols{grid-template-columns:1fr 1fr}}@media(max-width:520px){.ft-foot .cols{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}
/* Brand gradient (orange -> lime, from logo) */
.ft-head{border-bottom:0;box-shadow:0 1px 0 var(--line)}
.ft-head:after{content:"";display:block;height:3px;background:linear-gradient(90deg,var(--amber),var(--lime))}
.ft-final{background:linear-gradient(135deg,var(--navy),var(--navy-2))}
.ft-steps li{border-left-color:var(--lime)}.ft-steps li:before{color:var(--teal)}
.ft-h3{font-size:28px;color:var(--navy);font-weight:800;margin:0 0 12px;line-height:1.25}
@media(max-width:760px){.ft-grid[style]{grid-template-columns:1fr!important}}
/* inner page header */
.ft-page{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:56px 0}
.ft-page h1{font-size:clamp(28px,4vw,42px);font-weight:800;margin:0 0 10px;color:#fff}
.ft-page p{color:#D5DDD3;max-width:640px;margin:0 0 14px;font-size:17px}
.ft-crumb{list-style:none;display:flex;gap:8px;padding:0;margin:0;font-size:14px;color:#B5C0B3}
.ft-crumb a{color:var(--amber);text-decoration:none}.ft-crumb li+li:before{content:"/";margin-right:8px}
.ft-svc{scroll-margin-top:90px}
.ft-svc ul{margin:12px 0 0;padding-left:18px;color:var(--muted);font-size:14.5px}
.ft-svc li{margin-bottom:4px}
.ft-svcgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:992px){.ft-svcgrid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.ft-svcgrid{grid-template-columns:1fr}}
.ft-jump{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 32px;padding:0;list-style:none}
.ft-jump a{display:block;padding:7px 14px;border:1px solid var(--line);border-radius:999px;color:var(--navy);font-size:14px;font-weight:600;text-decoration:none}
.ft-jump a:hover{border-color:var(--amber);background:#FFF4E8}
/* contact */
.ft-cinfo{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:48px}
.ft-cinfo .ft-card{display:flex;gap:16px;align-items:flex-start}
.ft-cinfo .ico{flex:none;width:46px;height:46px;border-radius:12px;background:#FFF4E8;color:var(--amber-d);display:flex;align-items:center;justify-content:center;font-size:19px}
.ft-cinfo h2{font-size:17px;font-weight:700;color:var(--navy);margin:0 0 4px}
.ft-cinfo a,.ft-cinfo span{display:block;color:var(--muted);font-size:15px;word-break:break-word;text-decoration:none}
.ft-cinfo a:hover{color:var(--amber-d)}
.ft-cgrid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.ft-cgrid iframe{width:100%;height:340px;border:0;border-radius:var(--r)}
.ft-form label{display:block;font-weight:600;color:var(--navy);margin:0 0 6px;font-size:14.5px}
.ft-form .fld{margin-bottom:16px}
.ft-form input,.ft-form textarea{width:100%;padding:12px 14px;border:1px solid #CBD5E1;border-radius:10px;font:inherit;background:#fff}
.ft-form textarea{min-height:130px;resize:vertical}
.ft-form input:focus,.ft-form textarea:focus{outline:3px solid rgba(240,138,46,.35);border-color:var(--amber)}
.ft-form button{border:0;cursor:pointer}
@media(max-width:860px){.ft-cinfo,.ft-cgrid{grid-template-columns:1fr}}
/* legal pages (privacy / terms / refund) */
.ft-legal{display:grid;grid-template-columns:260px 1fr;gap:40px;align-items:start}
.ft-toc{position:sticky;top:90px;border:1px solid var(--line);border-radius:var(--r);padding:18px;background:#fff;max-height:calc(100vh - 120px);overflow:auto}
.ft-toc h2{font-size:14px;font-weight:700;color:var(--navy);margin:0 0 10px}
.ft-toc ol{list-style:none;margin:0;padding:0}.ft-toc li{margin:0}
.ft-toc a{display:block;padding:6px 8px;border-radius:6px;color:var(--muted);font-size:14px;text-decoration:none;line-height:1.4}
.ft-toc a:hover{background:var(--bg);color:var(--navy)}
.ft-langs{display:inline-flex;border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-bottom:24px}
.ft-langs button{border:0;background:#fff;padding:9px 20px;font:inherit;font-weight:600;color:var(--navy);cursor:pointer}
.ft-langs button[aria-selected="true"]{background:var(--navy);color:#fff}
.ft-langs button:focus-visible{outline:3px solid var(--amber);outline-offset:-3px}
.ft-pane{display:none}.ft-pane.active{display:block}
.ft-pane{max-width:780px;color:#334155;font-size:16px;line-height:1.75}
.ft-pane p{margin:0 0 14px}
.ft-pane h6{font-size:22px!important;font-weight:800!important;color:var(--navy);margin:0 0 12px}
.ft-pane .privacy__main-content-container__sidenavbar{display:none}
.ft-pane .privacy__main-content-container__main-content__text{margin-bottom:36px;scroll-margin-top:90px}
.ft-pane .privacy__main-content-container__main-content__text__heading__icon{display:none}
.ft-pane ul.lower-disc-list{list-style:disc;padding-left:22px;margin:0 0 14px}
.ft-pane ul.lower-disc-list li{margin-bottom:8px}
.ft-pane strong{color:var(--navy)}
.ft-pane a{color:var(--teal);font-weight:600}
@media(max-width:900px){.ft-legal{grid-template-columns:1fr}.ft-toc{position:static;max-height:none}}